Residency by investment

Spain Non-Lucrative Visa

The Spain Non-Lucrative Visa is a migration program specifically designed for individuals who seek long-term residence in Spain without engaging in any employment or professional activity. This visa is ideal for retirees, financially independent individuals, or those who simply wish to enjoy a peaceful lifestyle in Spain without the need to work. It is particularly suited for high-net-worth individuals who prioritize comfort, leisure, and cultural exploration.

Your Pathway to Spain

The Spain Non-Lucrative Visa provides a direct route to long-term residency in Spain and is ideal for those who wish to embrace the Spanish lifestyle, climate, and culture—without the requirement to work or engage in any professional activity.

Annual Income

Applicants must demonstrate financial self-sufficiency to qualify: Minimum savings of €30,000 per year for the main applicant
An additional €7,200 per year for each dependent included in the application

Key benefit

Enjoy legal residence in Spain without the need to work or run a business.

KEY BENEFITS

Discover the Advantages of
Spain Non-Lucrative Visa

Long-Term Residency Without Employment

Enjoy legal residence in Spain without the need to work or run a business.

Renewable Residency Permit

Start with a 1-year visa, renewable for two consecutive 2-year periods.

Pathway to Permanent Residency

Include your spouse and dependent children in the same visa application.

Access to Spanish Lifestyle

Live in one of Europe’s most culturally vibrant and scenic countries.

No Age or Language Barriers

Live in one of Europe’s most culturally vibrant and scenic countries.

Citizenship Eligibility

Apply for Spanish citizenship after 5 years of PR, with a language and cultural exam.

Access to Schengen Area

Travel freely within the Schengen Zone during your residency in Spain.

No Employment Obligation

Perfect for retirees or individuals seeking a peaceful, work-free lifestyle.

World-Class Healthcare

Available to applicants of any age and does not require English or Spanish proficiency at the application stage.

Swift Residency Approval

Obtain your residency promptly, with approvals possible within approximately 60 days.

Vast Business Prospects

Engage in a dynamic market renowned for innovation and entrepreneurship within a global business hub.

Flexible Investment Opportunities

Choose from investment options starting at $545,000, offering both flexibility and potential for substantial returns.

Favourable Tax Environment

No personal tax and a corporate tax rate of just 9% ji jagah "Enjoy 100% tax-free personal income, while businesses pay only a corporate tax of 9%"

Family Inclusion

Extend residency privileges to your spouse and unmarried children without the need for additional investment.

Security and Stability

Reside in one of the world's safest nations, characterised by political stability.

Exceptional Quality of Life

Access world-class healthcare, education, and
lifestyle amenities

Cultural Richness

Immerse yourself in a diverse culture that harmoniously blends tradition with modernity, offering unique experiences.

Eligibility Criteria for Spain
Non-Lucrative Visa

  • No work or professional activity allowed
  • Must show financial self-sufficiency:
    – Minimum savings of €30,000/year for the main applicant
    – €7,200/year for each dependent
  • Private Spanish health insurance (no co-payment)
  • Police clearance certificate from the home country
  • Medical certificate (no contagious diseases)
  • Proof of accommodation (rental or property)

Required Documents

  • Valid Passport – Must be up-to-date with sufficient validity
  •  Recent Passport-size Photographs – As per visa photo requirements
  • Proof of Sufficient Funds – Bank statements or financial documents showing savings
  • Police Clearance Certificate – From the applicant’s home country covering the last 5 years
  • Medical Certificate – Confirming the applicant is free from contagious diseases
  • Spain-based Health Insurance Policy – Must include full coverage with no co-payment
  • Proof of Accommodation – Rental contract, hotel booking, or property ownership in Spain
  • Marriage/Birth Certificates – Required if applying with spouse or children as dependents

Required Documents

  • Valid Passport – Must be up-to-date with sufficient validity
  •  Recent Passport-size Photographs – As per visa photo requirements
  • Proof of Sufficient Funds – Bank statements or financial documents showing savings
  • Police Clearance Certificate – From the applicant’s home country covering the last 5 years
  • Medical Certificate – Confirming the applicant is free from contagious diseases
  • Spain-based Health Insurance Policy – Must include full coverage with no co-payment
  • Proof of Accommodation – Rental contract, hotel booking, or property ownership in Spain
  • Marriage/Birth Certificates – Required if applying with spouse or children as dependents

Programme Overview: RC by Invest’s Guide

Processing time:

Typically 3 to 4 months from application to visa issuance
Visa-Free Travel: Facilitated travel within the Schengen area

Minimum Financial Requirement:

€30,000/year for main applicant
€7,200/year per dependent

Residency Duration:

Initial 1-year visa, renewable for 2+2 years
PR eligibility after 5 years of continuous stay

Citizenship Pathway:

Citizenship application possible after 5 years of PR
Requires Spanish language exam and minimum 6-month
stay per year

Family Dependents:

Include spouse and children.

INVESTMENT OPTIONS & COSTS

Explore Investment Opportunities
for Spain Non-Lucrative Visa

Minimum financial savings:

The individual is required to show proof of at least €30,000 per year in savings for the main applicant, plus an additional €7,200 per year for each dependent.

Government Fees and Additional Costs

The individual is required to show proof of at least €30,000 per year in savings for the main applicant, plus an additional €7,200 per year for each dependent.

TIMELINE

Application process

MONTH 1
Initial Application Steps

Check eligibility and book an appointment with the nearest Spanish consulate or embassy.

MONTH 2
Collecting Necessary Documentation

Gather all required documents including financial proof, medical insurance, police clearance, medical certificate etc.

MONTH 3
Submitting the Application

Attend your scheduled appointment to submit documents and provide biometric data.

MONTH 4
Post-Submission Procedures

If approved, collect your visa and travel to Spain to apply for your Foreigner Identity Card (TIE) within 30 days.

FAQs

Everything You Need to Know

No, this visa does not permit any form of employment or business activity within Spain.
The initial visa is valid for one year. It can be renewed for two-year periods as long as you meet the requirements.
Yes, time spent under this visa does count toward the five-year requirement for long-term residency and the ten-year requirement for Spanish citizenship (or two years for citizens of Ibero-American countries, the Philippines, Andorra, or Equatorial Guinea).
Yes, you have the right to appeal the decision through a reconsideration request or administrative appeal within the timeframe specified in the rejection notice, typically 1 month.
Yes, all foreign documents must be officially translated into Spanish by a sworn translator and apostilled or legalized, depending on the country of issuance, to be considered valid by the Spanish consulate or immigration authorities.